{"id":4105,"date":"2020-07-08T22:07:12","date_gmt":"2020-07-08T22:07:12","guid":{"rendered":"http:\/\/scandinavia.life\/zviedrijas-kreditkarte\/"},"modified":"2024-07-31T14:26:49","modified_gmt":"2024-07-31T14:26:49","slug":"zviedrijas-kreditkarte","status":"publish","type":"post","link":"https:\/\/www.scandinavia.life\/lv\/zviedrijas-kreditkarte\/","title":{"rendered":"Kred\u012btkarte Zviedrija"},"content":{"rendered":"\n

Kred\u012btkarte Zviedrij\u0101 past\u0101sta visvair\u0101k, ja ne visu svar\u012bg\u0101ko, kas jums j\u0101zina par kred\u012btkart\u0113m. \u0160\u012b inform\u0101cija ir noder\u012bga un pal\u012bdz jums s\u0101kt ce\u013cu uz finansi\u0101lu dro\u0161\u012bbu, dz\u012bvojot vai apmekl\u0113jot Zviedriju. Nekad nek\u013c\u016bst lab\u0101k, ja jau zini, ka ir iesp\u0113jams aiz\u0146emties un sa\u0146emt naudu, kas tev ir pieejama uz kartes. Apg\u016bsim kred\u012btkartes lietas tagad…viens…divi…gatavs? gooo….!<\/p>\n\n

Viss par kred\u012btkart\u0113m jums Zviedrij\u0101<\/h2>\n\n

K\u0101 emigrantam Zviedrij\u0101 jums j\u0101zina viena lieta – skaidras naudas dar\u012bjumi tur nav izplat\u012bti. T\u0101pat k\u0101 funkcion\u0113jo\u0161s bankas konts nodro\u0161in\u0101s jums vieglu finan\u0161u p\u0101rvald\u012bbu, ar\u012b kred\u012btkarte un debetkarte ir \u013coti svar\u012bgas. <\/p>\n\n

Viesojoties Zviedrij\u0101, liel\u0101kaj\u0101 da\u013c\u0101 iest\u0101\u017eu un tirdzniec\u012bbas vietu ir \u013coti izplat\u012bta iesp\u0113ja nor\u0113\u0137in\u0101ties ar kred\u012btkarti<\/a>. Parasti j\u016bs varat pieteikties un sa\u0146emt kred\u012btkarti, kas ir piesaist\u012bta nor\u0113\u0137inu kontam. Tad varat sa\u0146emt priek\u0161apmaksas kred\u012btkarti, kas nav saist\u012bta ar nor\u0113\u0137inu kontu. Priek\u0161apmaksas kred\u012btkarte Zviedrij\u0101 \u013cauj t\u0113r\u0113t naudu, kas jau ir iemaks\u0101ta taj\u0101. Ja Zviedrij\u0101 jums ir nor\u0113\u0137inu konts, varat sa\u0146emt kred\u012btkarti. <\/p>\n\n

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\"\"<\/figure>\n<\/figure>\n\n

J\u016bs varat izv\u0113l\u0113ties sev v\u0113lamo kred\u012btkar\u0161u komp\u0101niju un banku no daudzu operatoru saraksta Zviedrij\u0101. Paties\u012bb\u0101 Zviedrij\u0101 darbojas da\u017e\u0101das bankas un kred\u012btkar\u0161u komp\u0101nijas. Ir nepiecie\u0161ams sa\u0146emt inform\u0101ciju, lai j\u016bs re\u0123istr\u0113tos tikai kred\u012btkartei, kas atbilst j\u016bsu person\u012bgaj\u0101m vajadz\u012bb\u0101m.<\/p>\n\n

Kas jums j\u0101zina par kred\u012btkartes sa\u0146em\u0161anu Zviedrij\u0101 <\/strong><\/h2>\n\n

Kred\u012btkarti Zviedrij\u0101 var ieg\u016bt tikai tad, ja vispirms atverat parastu bankas kontu. T\u0101d\u0113j\u0101di tiek piem\u0113rotas pras\u012bbas, kas attiecas uz \u0161\u0101da parast\u0101 bankas konta atv\u0113r\u0161anu. Piem\u0113ram, jums ir j\u0101b\u016bt Zviedrijas personas identifik\u0101cijas numuram<\/a>. P\u0113c tam ir j\u0101savieno kred\u012btkarte un bankas konts. Ja bankas konts ir piesaist\u012bts kred\u012btkartei, j\u016bs ietaup\u0101t izdevumus, kas saist\u012bti ar bankas komisijas maksu katru reizi, kad izmantojat kred\u012btkarti. <\/p>\n\n

Kopum\u0101 kred\u012btkartes izmanto\u0161ana Zviedrij\u0101 dod jums priek\u0161roc\u012bbas, k\u0101das nav bankas kontam. Piem\u0113ram, jums patiks zem\u0101s ievada likmes vai iesp\u0113ja maks\u0101t laika gait\u0101. Priek\u0161apmaksas kred\u012btkarte ir v\u0113l viena \u012bpa\u0161a karte, kuru v\u0113laties izmantot. Izmantojot priek\u0161apmaksas kred\u012btkarti, varat taj\u0101 ievietot naudu un izmantot. <\/p>\n\n

Kred\u012btkar\u0161u uz\u0146\u0113mumi Zviedrij\u0101<\/strong><\/h2>\n\n

K\u0101 jau nor\u0101d\u012bts, ir svar\u012bgi kritiski izv\u0113l\u0113ties kred\u012btkar\u0161u pakalpojumu sniedz\u0113ju, kas atbilst j\u016bsu individu\u0101laj\u0101m vajadz\u012bb\u0101m. Lai gan Zviedrij\u0101 ir daudz \u0161\u0101du d\u012bleru, da\u017ei no izplat\u012bt\u0101kajiem un p\u0101rbaud\u012bt\u0101kajiem ir Marginalen Bank<\/a>, Kortio<\/a>, ICA Banken<\/a>, Bank Norwegian<\/a>, Nordea<\/a>, Swedbank, N26<\/a> un Bank Norwegian SE. <\/p>\n\n

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\"\"<\/figure>\n<\/figure>\n\n

Neatkar\u012bgi no t\u0101, vai m\u0113s ar prieku jums past\u0101st\u012bsim par to, kuras kred\u012btkar\u0161u komp\u0101nijas izv\u0113l\u0113ties Zviedrij\u0101, jums ir j\u0101pie\u0146em apzin\u0101ts l\u0113mums par to, kura tie\u0161i jums ir piem\u0113rota. Vienk\u0101r\u0161i \u0146emiet v\u0113r\u0101 izmaksas, ko vi\u0146i iekas\u0113, cik daudz kred\u012bta jums b\u016bs nepiecie\u0161ams un kuras vietas to pie\u0146ems. <\/p>\n\n

Tagad j\u016bs pats varat izv\u0113l\u0113ties lab\u0101ko kred\u012btkar\u0161u uz\u0146\u0113mumu<\/h2>\n\n

K\u0101 jums noteikti b\u016bs pieredze, \u0161\u012bs uzskait\u012bt\u0101s bankas un kred\u012btkar\u0161u emitenti Zviedrij\u0101 pied\u0101v\u0101s kvalitat\u012bvu un lielisku klientu apkalpo\u0161anu \u013coti uzticam\u0101 veid\u0101. Lai gan nav viegli nor\u0101d\u012bt, kur\u0161 no Zviedrijas kred\u012btkar\u0161u nodro\u0161in\u0101t\u0101jiem jums ir lab\u0101k\u0101 izv\u0113le, j\u0101atz\u012bm\u0113, ka emigranti visbie\u017e\u0101k izmanto N26 tie\u0161saistes banku. Tas pied\u0101v\u0101 skaidrus l\u012bgumus zviedru valod\u0101 nerun\u0101jo\u0161ajiem, un to izmanto liel\u0101k\u0101 da\u013ca emigrantu.<\/p>\n\n

V\u0113l viens uzticams kred\u012btkar\u0161u tirgot\u0101js Zviedrij\u0101 ir Norv\u0113\u0123ijas banka. Neskatoties uz to, ka bankai ir b\u0101ze Norv\u0113\u0123ij\u0101, Skandin\u0101vij\u0101 t\u0101 sevi ir pier\u0101d\u012bjusi k\u0101 uzticamu banku. T\u0101 pat\u0113r\u0113t\u0101jiem izsniedz aizdevumus, kred\u012btkartes<\/a> un kr\u0101jkontus. J\u016bs varat b\u016bt dro\u0161i, ka bankai uzticaties, jo t\u0101 ir liela tirgus b\u0101ze un uzticama. T\u0101 darbojas kop\u0161 2007. gada.<\/p>\n\n

K\u0101 jau min\u0113ts, katrai bankai ir savi noteikumi par kred\u012btkarti, t\u0101p\u0113c jums ir svar\u012bgi nov\u0113rt\u0113t priek\u0161roc\u012bbas, ko sniedz viena pakalpojumu sniedz\u0113ja izv\u0113le, nevis otrs. Piem\u0113ram, ja v\u0113laties sa\u0146emt Norv\u0113\u0123ijas bankas izsniegtu kred\u012btkarti, tad viena no pras\u012bb\u0101m ir t\u0101da, ka jums j\u0101dz\u012bvo Zviedrij\u0101, j\u0101b\u016bt darba at\u013caujai un j\u0101b\u016bt vec\u0101kam par 23 gadiem. Tipisks Norv\u0113\u0123ijas bankas kred\u012btkartes ieguvums ir tas, ka j\u016bs par to neko nemaks\u0101jat. B\u016bt\u012bb\u0101 kred\u012btkartei ir l\u012bdz 6 ned\u0113\u013c\u0101m bezprocentu kred\u012bts un bez skaidras naudas iz\u0146em\u0161anas maksas. <\/p>\n\n

Svar\u012bga inform\u0101cija par kred\u012btkarti<\/strong><\/h2>\n\n

Zviedrij\u0101 vispla\u0161\u0101k tiek izmantotas Mastercard un Visa kred\u012btkartes. Tas noz\u012bm\u0113, ka, ja jums ir t\u0101das kartes k\u0101 American Express<\/a>, j\u016bs, visticam\u0101k, sastapsieties ar zin\u0101m\u0101m gr\u016bt\u012bb\u0101m, lai veiktu dar\u012bjumus vai maks\u0101jumus liel\u0101kaj\u0101 da\u013c\u0101 Zviedrijas. Ir ieteicams ieg\u0101d\u0101ties viet\u0113jo priek\u0161apmaksas kred\u012btkarti. Ja atbilstat vis\u0101m viet\u0113j\u0101s kred\u012btkartes pras\u012bb\u0101m, varat viegli pieteikties kartei tie\u0161saist\u0113, un t\u0101 tiks nos\u016bt\u012bta uz j\u016bsu m\u0101jas adresi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kred\u012btkarte Zviedrij\u0101 past\u0101sta visvair\u0101k, ja ne visu svar\u012bg\u0101ko, kas jums j\u0101zina par kred\u012btkart\u0113m. \u0160\u012b inform\u0101cija ir noder\u012bga un pal\u012bdz jums s\u0101kt ce\u013cu uz finansi\u0101lu dro\u0161\u012bbu, dz\u012bvojot vai apmekl\u0113jot Zviedriju. Nekad nek\u013c\u016bst lab\u0101k, ja jau zini, ka ir iesp\u0113jams aiz\u0146emties un sa\u0146emt naudu, kas tev ir pieejama uz kartes. Apg\u016bsim kred\u012btkartes lietas tagad…viens…divi…gatavs? gooo….! Viss par<\/p>\n","protected":false},"author":1,"featured_media":4107,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1552,1550,1687,1477,1568],"tags":[1559,1657,1689,1556,1688,1690],"class_list":["post-4105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banku-darbiba","category-dzivo","category-iepirksanas","category-uncategorized-lv","category-zviedrija","tag-bankas","tag-bankas-konts","tag-kompanijas","tag-kreditkartes","tag-personas-identifikacijas-numurs","tag-salidzinajums"],"_links":{"self":[{"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/4105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/comments?post=4105"}],"version-history":[{"count":4,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/4105\/revisions"}],"predecessor-version":[{"id":145404,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/4105\/revisions\/145404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/media\/4107"}],"wp:attachment":[{"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/media?parent=4105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/categories?post=4105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scandinavia.life\/lv\/wp-json\/wp\/v2\/tags?post=4105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}