{"id":69604,"date":"2021-02-02T14:23:51","date_gmt":"2021-02-02T14:23:51","guid":{"rendered":"http:\/\/scandinavia.life\/isvecte-bankacilik\/"},"modified":"2024-03-10T20:52:43","modified_gmt":"2024-03-10T20:52:43","slug":"isvecte-bankacilik","status":"publish","type":"post","link":"https:\/\/www.scandinavia.life\/tr\/isvecte-bankacilik\/","title":{"rendered":"\u0130sve\u00e7&#8217;te Bankac\u0131l\u0131k"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7, t\u0131pk\u0131 di\u011fer \u0130skandinav \u00fclkeleri gibi, bankac\u0131l\u0131k verimlili\u011fi konusunda ilerici bir tutum sergilemektedir. Bankac\u0131l\u0131k sekt\u00f6r\u00fc, \u00fclkenin finans piyasas\u0131n\u0131n g\u00f6zetiminde \u00e7ok kritik bir \u00f6neme sahiptir. Sonu\u00e7 olarak, t\u00fcm kay\u0131tl\u0131 bankalar m\u00fc\u015fterilerine en iyi hizmeti sunabilmek i\u00e7in her zaman 24 saat \u00e7al\u0131\u015fmaktad\u0131r.<\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;e gitti\u011finizde dikkatinizi \u00e7ekecek bir \u015fey, nakitsiz i\u015flemlerin g\u00fcn\u00fcn d\u00fczeni oldu\u011fu ger\u00e7e\u011fidir. Nadiren nakit kabul eden yerler bulabilirsiniz. Nakitsiz i\u015flemlerin sizin i\u00e7in i\u015fe yaramas\u0131 i\u00e7in, harcama yapman\u0131z gerekti\u011finde paran\u0131n kesildi\u011fi bir rezerv g\u00f6revi g\u00f6ren bir banka hesab\u0131n\u0131z\u0131n olmas\u0131 gerekir.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;te hi\u00e7bir i\u015fveren maa\u015f\u0131n\u0131z\u0131 nakit olarak \u00f6demeyi kabul etmeyecektir. Banka hesaplar\u0131, vergi hilesi, hileli i\u015flemler veya parayla ilgili her t\u00fcrl\u00fc anla\u015fmazl\u0131k gibi konularda vergi dairesinin takibine yard\u0131mc\u0131 olur.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;teki Bankalar<\/h2>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;in (2019 n\u00fcfus say\u0131m\u0131na g\u00f6re) 10,23 milyonluk n\u00fcfusu i\u00e7in \u015fehirlerine yay\u0131lm\u0131\u015f 120&#8217;den fazla banka bulunmaktad\u0131r. Bankalar, m\u00fc\u015fterilerin ihtiya\u00e7 duyabilecekleri her t\u00fcrl\u00fc hizmete istedikleri zaman eri\u015febilmelerini sa\u011flamak i\u00e7in uygun konumlarda yer almaktad\u0131r. \u0130sve\u00e7&#8217;teki pop\u00fcler bankalardan baz\u0131lar\u0131 \u015funlard\u0131r:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.nordea.se\/\">Nordea Bank AB<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/seb.se\/privat\/bli-kund\/new-in-sweden\">SEB Bank<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.handelsbanken.se\/en\/\">Svenska Handelsbanken AB<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.swedbank.se\/en\/\">Swedbank AB<\/a>.  <\/li>\n\n\n\n<li><a href=\"https:\/\/www.forex.se\/en\">Forex Bankas\u0131<\/a>.<\/li>\n\n\n\n<li>Nordnet Bankas\u0131.<\/li>\n\n\n\n<li>Ikano Bankas\u0131.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/scandinavia.life\/tr\/ozel-krediler-isvec\/\">\u0130sve\u00e7&#8217;teki \u00f6zel krediler<\/a> hakk\u0131ndaki bu makaleye g\u00f6z at\u0131n.<\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te bankac\u0131l\u0131k saatleri<\/h2>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;te bankac\u0131l\u0131k, hizmet sa\u011flay\u0131c\u0131lar ile m\u00fc\u015fteriler aras\u0131nda do\u011frudan birebir etkile\u015fim ihtiyac\u0131n\u0131 en aza indirme konusunda b\u00fcy\u00fck ad\u0131mlar atm\u0131\u015ft\u0131r. Bankalar\u0131n her biri, m\u00fc\u015fterilerin ihtiya\u00e7 duyduklar\u0131 her t\u00fcrl\u00fc i\u015flemi bankaya gitmek zorunda kalmadan ger\u00e7ekle\u015ftirdikleri kendi netbank&#8217;lar\u0131na sahiptir. Yine \u015fehirlerin stratejik yerlerinde bulunan otomatik vezne makineleri g\u00fcn\u00fcn her saatinde kendi kendine para yat\u0131rma ve \u00e7ekme i\u015flemlerine olanak sa\u011flamaktad\u0131r.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;teki bankalardan bire bir hizmet alman\u0131z gerekti\u011finde, zamanlama \u00e7ok k\u0131s\u0131tlay\u0131c\u0131 olmal\u0131d\u0131r. \u0130sve\u00e7&#8217;te bankalar ge\u00e7 a\u00e7\u0131l\u0131r ve erken kapan\u0131r. \u0130sve\u00e7&#8217;te normal banka \u00e7al\u0131\u015fma saatleri Pazartesi&#8217;den Cuma&#8217;ya kadar sabah 10:00 ile \u00f6\u011fleden sonra 3:00 aras\u0131ndad\u0131r.<\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te bir banka hesab\u0131 a\u00e7mak<\/h2>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;teyken, bir banka hesab\u0131na sahip olman\u0131n l\u00fcksten ziyade bir gereklilik meselesi oldu\u011fu neredeyse a\u015fik\u00e2rd\u0131r. M\u00fc\u015fterilere sunulan geni\u015f hizmet yelpazesinden faydalanmak, ancak bir banka hesab\u0131 a\u00e7t\u0131rd\u0131\u011f\u0131n\u0131zda ve bu hesab\u0131 i\u015fletmeye ba\u015flad\u0131\u011f\u0131n\u0131zda m\u00fcmk\u00fcn olacakt\u0131r.<\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;te bir banka hesab\u0131 a\u00e7mak i\u00e7in gerekli belgeler aras\u0131nda \u0130sve\u00e7 ki\u015fisel numaras\u0131 ve \u0130sve\u00e7 kimlik kart\u0131 bulunmaktad\u0131r. Bu sayede \u0130sve\u00e7&#8217;te ad\u0131n\u0131za kay\u0131tl\u0131 bir hesab\u0131n olmas\u0131 m\u00fcmk\u00fcn olacakt\u0131r. Sadece ki\u015fisel bilgilerinizi, finansal beklentilerinizi dolduracaks\u0131n\u0131z ve hepsi bu kadar.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te Banka hesab\u0131 a\u00e7arken dikkat edilmesi gerekenler  <\/h2>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;teki bankalar\u0131n operasyonlar\u0131nda \u00e7ok fazla farkl\u0131l\u0131k olmad\u0131\u011f\u0131ndan, birka\u00e7 varyasyon mevcuttur ve bunlar aranmas\u0131 gereken do\u011fru \u015feyler olabilir. Bir bankan\u0131n m\u00fc\u015fterilerini ikna etmek ve \u00e7ekmek i\u00e7in yapt\u0131\u011f\u0131 k\u00fc\u00e7\u00fck ekstra \u015feyler, onlar\u0131 sizin i\u00e7in \u00f6ne \u00e7\u0131karacak ve genel memnuniyetinize katk\u0131da bulunacakt\u0131r.  <\/p>\n\n<p class=\"wp-block-paragraph\">Bankalar\u0131n hesap bak\u0131m\u0131, kredi faiz oranlar\u0131, kredilerin eri\u015filebilirli\u011fi, hizmet \u00fccretleri ve hesab\u0131 i\u015fletti\u011finizde ortaya \u00e7\u0131kabilecek di\u011fer masraflar i\u00e7in ne talep etti\u011fine dikkat edin. Ayr\u0131ca, bankalar taraf\u0131ndan verilen NetBank se\u00e7eneklerinin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 kontrol edin. Belki baz\u0131lar\u0131 yeni \u00e7\u00f6z\u00fcmleri benimseme konusunda daha az geli\u015fmi\u015f ya da daha az ilerici olabilir.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te Kredi ve Banka Kartlar\u0131  <\/h2>\n\n<p class=\"wp-block-paragraph\">Daha \u00f6nce de belirtildi\u011fi \u00fczere, \u0130sve\u00e7 nakitsiz bir toplumdur. T\u00fcccarlar, b\u00f6lge sakinleri ve t\u00fcm hizmet sa\u011flay\u0131c\u0131lar nakit \u00f6deme kabul etmeyecektir. Banka hesab\u0131n\u0131za ba\u011fl\u0131 bir kredi kart\u0131n\u0131z veya banka kart\u0131n\u0131z olacakt\u0131r. Bu kartlar\u0131, nakit paraya ihtiya\u00e7 duydu\u011funuzda veya \u00f6deme yapt\u0131\u011f\u0131n\u0131zda g\u00fcnl\u00fck olarak kullanacaks\u0131n\u0131z.  <\/p>\n\n<p class=\"wp-block-paragraph\">Banka kartlar\u0131, \u0130sve\u00e7&#8217;teki ticari bankalar taraf\u0131ndan, bu bankalarda bir hesap a\u00e7t\u0131rd\u0131ktan sonra verilir. Sadece bir kredi kart\u0131 i\u00e7in sipari\u015f vereceksiniz ve m\u00fcmk\u00fcn olan en k\u0131sa s\u00fcrede i\u015fleme al\u0131nacakt\u0131r. Banka kartlar\u0131, \u0130sve\u00e7&#8217;in d\u00f6rt bir yan\u0131ndaki ATM noktalar\u0131nda \u00e7ok \u00e7e\u015fitli i\u015flemler yapman\u0131za, nakit para \u00e7ekmenize veya yat\u0131rman\u0131za olanak tan\u0131r.  <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1024x683.jpg\" alt=\"\" class=\"wp-image-3030\" srcset=\"https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1024x683.jpg 1024w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-300x200.jpg 300w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-768x512.jpg 768w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1536x1024.jpg 1536w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\">Bug\u00fcn \u0130sve\u00e7&#8217;te ma\u011fazalar temass\u0131z kartlarla \u00f6deme yap\u0131lmas\u0131n\u0131 te\u015fvik etmektedir. Temass\u0131z kartlarla, kart\u0131 taray\u0131c\u0131n\u0131n \u00fczerinde tutman\u0131z yeterlidir ve hesab\u0131n\u0131zdan bir nakit kesintisi kaydedilecektir. Kartlar ma\u011fazalarda, m\u00fczelerde, restoranlarda ve di\u011fer \u00f6deme noktalar\u0131nda kabul edilecektir.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;te kredi kartlar\u0131 bankalar ve di\u011fer kay\u0131tl\u0131 finansal kurulu\u015flar taraf\u0131ndan verilir. Ancak, \u00f6n \u00f6demeli bir kredi kart\u0131 m\u0131 yoksa hesab\u0131n\u0131za ba\u011fl\u0131 bir kredi kart\u0131 m\u0131 (post-paid kredi kart\u0131) alman\u0131z gerekti\u011fine karar vermeniz iyi olacakt\u0131r.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u00d6n \u00f6demeli kredi kartlar\u0131, daha az evrak i\u015fi gerektirdi\u011finden kullan\u0131m\u0131 daha kolayd\u0131r. \u00d6n \u00f6demeli kartlar\u0131 almak da kolayd\u0131r. Bir \u0130sve\u00e7 banka hesab\u0131yla, kredi kart\u0131n\u0131z\u0131 herhangi bir uluslararas\u0131 \u00fccrete tabi olmadan kullanmak kolayd\u0131r. Kredi \u015firketinin profilini, h\u00fck\u00fcm ve ko\u015fullar\u0131n\u0131 da kontrol etmek \u00f6nemlidir. Hangi kredi kart\u0131 kurulu\u015funa gidece\u011finize karar vermeden \u00f6nce her \u015feyi yak\u0131ndan kontrol etmenizde fayda var, \u00e7\u00fcnk\u00fc \u00fcz\u00fclmektense tedbirli olmak daha iyidir. \u0130sve\u00e7&#8217;teki kredi kartlar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in zaman ay\u0131r\u0131n.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te yabanc\u0131 kartlar<\/h2>\n\n<p class=\"wp-block-paragraph\">Ancak, \u0130sve\u00e7 d\u0131\u015f\u0131ndan gelen b\u00fcy\u00fck kredi kartlar\u0131 \u0130sve\u00e7&#8217;te kabul edilmektedir. Kredi kartlar\u0131n\u0131 bankalarda, otellerde, ma\u011fazalarda ve restoranlarda kullanabilirsiniz. Ayr\u0131ca taksiler, araba kiralama ve seyahat bileti sat\u0131n almak i\u00e7in de kullan\u0131labilirler. American Express kullan\u0131m\u0131yla ilgili birka\u00e7 k\u0131s\u0131tlama olabilir.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u0130sve\u00e7&#8217;te kredi kart\u0131n\u0131z\u0131 kulland\u0131\u011f\u0131n\u0131zda ortaya \u00e7\u0131kan masraflar, kay\u0131t noktas\u0131nda kart\u0131 veren kurulu\u015fla yapt\u0131\u011f\u0131n\u0131z anla\u015fmaya ba\u011fl\u0131d\u0131r. \u00c7o\u011fu durumda, bir kredi kart\u0131n\u0131 verildi\u011fi \u00fclke d\u0131\u015f\u0131nda kullanmak, her zaman fark\u0131nda olman\u0131z gereken baz\u0131 masraflar\u0131 beraberinde getirir.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0130sve\u00e7&#8217;te mobil \u00f6demeler<\/h2>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-3029\" srcset=\"https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1024x683.jpg 1024w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-300x200.jpg 300w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-768x512.jpg 768w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1536x1024.jpg 1536w, https:\/\/www.scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\">Bireyin banka hesab\u0131na ba\u011fl\u0131 bir mobil \u00f6deme sisteminin entegrasyonu, Danimarka&#8217;daki bankalar\u0131n son zamanlarda benimsedi\u011fi \u00f6nemli bir geli\u015fmedir. Bunu \u00e7al\u0131\u015ft\u0131rmak i\u00e7in elbette bir <a href=\"http:\/\/scandinavia.life\/tr\/isvecte-mobil-abonelikler\/\">mobil aboneli\u011fe<\/a> ihtiyac\u0131n\u0131z olacak. Swish adl\u0131 bir mobil uygulama ile \u00f6deme kodunu taratman\u0131z yeterlidir ve para do\u011frudan banka hesab\u0131n\u0131zdan d\u00fc\u015f\u00fcl\u00fcr. Uygulamay\u0131 oyun ma\u011fazan\u0131zdan veya AppStore&#8217;dan indirmeniz, y\u00fcklemeniz ve sosyal g\u00fcvenlik numaran\u0131za (SSN) ba\u011fl\u0131 olan Banka Kimli\u011finizi kullanarak \u00f6zelle\u015ftirmeniz yeterlidir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130sve\u00e7, t\u0131pk\u0131 di\u011fer \u0130skandinav \u00fclkeleri gibi, bankac\u0131l\u0131k verimlili\u011fi konusunda ilerici bir tutum sergilemektedir. Bankac\u0131l\u0131k sekt\u00f6r\u00fc, \u00fclkenin finans piyasas\u0131n\u0131n g\u00f6zetiminde \u00e7ok kritik bir \u00f6neme sahiptir. Sonu\u00e7 olarak, t\u00fcm kay\u0131tl\u0131 bankalar m\u00fc\u015fterilerine en iyi hizmeti sunabilmek i\u00e7in her zaman 24 saat \u00e7al\u0131\u015fmaktad\u0131r. \u0130sve\u00e7&#8217;e gitti\u011finizde dikkatinizi \u00e7ekecek bir \u015fey, nakitsiz i\u015flemlerin g\u00fcn\u00fcn d\u00fczeni oldu\u011fu ger\u00e7e\u011fidir. Nadiren nakit kabul<\/p>\n","protected":false},"author":1,"featured_media":64170,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33810,31690,31516],"tags":[33828,34443,33929,33811,34486],"class_list":["post-69604","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankacilik","category-isvec","category-yasamak","tag-banka-hesabi","tag-banka-kartlari","tag-bankalar","tag-kredi-kartlari","tag-mobil-odeme"],"_links":{"self":[{"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/posts\/69604","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/comments?post=69604"}],"version-history":[{"count":2,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/posts\/69604\/revisions"}],"predecessor-version":[{"id":133710,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/posts\/69604\/revisions\/133710"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/media\/64170"}],"wp:attachment":[{"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/media?parent=69604"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/categories?post=69604"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.scandinavia.life\/tr\/wp-json\/wp\/v2\/tags?post=69604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}